Highlights

This program has features that are not often found in today's individual market, including:

  • Guarantee Issue - Most individual policies today are requiring medical underwriting that includes attending physician statements, blood draws, urine samples on every applicant. This plan offers newly eligible entrants a one-time “no medical questions” opportunity to purchase additional coverage (up to certain limits).
  • Informal Home Care - Friends and family can provide care and receive payment through optional plan enhancements.
  • Lifetime benefits available as an enhancement - Lifetime benefits are no longer offered by the majority of carriers, yet many families with care histories like Alzheimer's find this feature very important.
  • Unisex pricing - In today’s individual LTC market, women pay 30-50% more than men. With your organization’s plan, men and women pay the same lower rate.
  • Portable - Take this policy with you when you leave employment.

Family Eligibility

Learn more and share this information with your extended family members, including:

  • Spouse/Registered Domestic Partner
  • Parents (& In-Laws)
  • Grandparents (& In-Laws)
  • Employee's Siblings & their Spouses
  • Employee's Children & their Spouses
  • Employee's Spouse's Siblings & their Spouses

Issue ages: 18-80

Family includes natural/adoptive/step relationships. Medical Underwriting Required.

Tell your family they're eligible!

Documents

Familiarize yourself with the details of your plan.